We’ve had some life changes lately, so I’ve been thinking about the value of life. Here are my thoughts on parenting, life insurance, and the legacy we leave behind.
*This blog post is written in partnership with Responsival. Thoughts and ideas are my own.
Hi. Even though we hate talking about the hard things in life, like death and sickness, it’s important that we acknowledge these hard things and accept them and prepare for them. So today we prepare for the worst by talking a little about life insurance and term life insurance because I know we’ll feel a lot better if we are a little prepared so we can just enjoy life while it’s here. It never hurts to get a term life insurance quote and just start thinking about it. Here are my thoughts:
I know it’s been awhile since I’ve written. Life has really been taking a front seat in my list of priorities and this website has taken a back seat lately. And I know that’s not fair to you my readers and friends, but hear me out. First we’ve been at the DIY game again as we are renovating our master bathroom. What a pain it has become as we don’t have a shower and everything in chaos in that part of the house! Do you know what it’s like to share a bathroom with 3 teenagers? I also surprised myself by heading up a big project to add board and batten to my entryway and bedroom. Go see it on my Instagram. It’s darling! AND my daughter returned home from her 18 month mission for The Church of Jesus Christ of Latter-day Saints and it’s been a huge blessing to see her again! The hole in my heart has been filled to have her around again. My son also graduated from high school and my youngest finished junior high and will be in high school next year. It’s weird to think that when I started this website, she was just a kindergartener!! Time is flying. Life is moving on.
We also got some sad news recently as we found out my husband’s sister has stage 4 melanoma. It’s been a hard thing for us to hear considering how young she is and that she’s a mother of 7 kids. So we’ve been thoughtful, prayerful, and just holding tight onto our loved ones a little more, you know? We hurt for her and her family and they navigate this new challenge. Is there anyone out there that has had a loved one with stage 4 melanoma? I would love to hear your story. Message me on Instagram @makinglifeblissful and let me know.
So basically I’ve been thinking a lot about life changes and getting older. And I’ve decided this my public service reminder that life is precious. If you’ve been here for awhile, you’ll remember the close call I had 15 years ago when I was hit by an intoxicated driver as a pedestrian walking on the sidewalk with my 3 year old boy (and I was pregnant). Read more about my accident and miracle HERE. Life is sometimes shorter than we want it to be, or it goes by faster than we think it should. So what legacy will you leave behind? What story will your children tell about you? And what kind of financial security will you leave for your family? Be sure to leave behind some life insurance. Life insurance for parents is vital. We’ve tried many different companies. One I’ve recently heard about is Fabric. I know it can be hard at first. We were poor students with 3 little kids for many years, and I know what it feels like to think you don’t have enough for life insurance. But do it anyway. It can be just a small amount to start and then you can increase it as time goes on. But every little bit will help your children not have to deal with financial burdens at the same time that they are grieving the loss of a parent.
Also what legacy will you leave? One of love and of courage? One of faith or of fear? Will our children remember all we tried to teach them? No they won’t (which is a good reason to keep a journal or some kind of family record) . . . but even if they don’t remember all we tried to teach, they will remember how they felt during those teaching moments. They’ll remember how it felt to be near you and what a joy it was to laugh with you. So just keep on trying. Parenting is hard and yet it’s also so rewarding. Families are forever, so every moment is worth it.
So when is the best time to start talking about life insurance with your loved ones? It can be awkward to bring it up sometimes, but here’s a few ideas of what you can talk about to get you started. First off, talk about if you need insurance coverage at all. If you have people in your lives who depend on you financially, it’s smart to think about getting a life insurance policy and get some term life insurance quotes. Talking about life insurance naturally involves talking about money, both in terms of policy premiums you can afford and the kind of coverage you need, so discuss whether it makes sense to figure this out on your own or meet with a financial advisor to help you figure it out. Sometimes money is a sensitive issue. It may help to plan ahead and set aside time to talk about these things. Talk about them when you and your loved ones are in a good mood and free from extra stress or exhaustion. And get help! Find someone who can help you so you can make the best life insurance decision for your family.
I hope this helps a little. Remember that our lives matter to those we love and the legacy we leave behind is so important. May your life be blessed with all things good.